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You're right...Im the 'dipstick'..I didn't quite compose my post correctly.? In more detail..my neighbor and I located the transmission fill hole..The fluid was not at top of the hole and he couldn't touch it with his 'longer than mine' fingers.? So after some thunking we fashioned a couple make shift 'dipsticks'. None worked really well, but a small brass brazing rod was used..It indicated the level about 3.5???+- below fill plug..Im going to trailer it to a transmission shop and let them change the fluid, ck fluid in transfer case and gear boxes. I'd take it back to dealer but that's 75mi one way..Ive seen numerous posts where owners complain of low fluids in their Roxar...Dealer Service should have checked and made right..Ill send my bill to them with a "Descriptive" letter for what that will do.??? Sorry for my stupid omission on dipstick.