Just Arrived — and boring Extended Warranty Q

[bengoshi]

Hot off the truck to my dealer! Pretty darn excited to get her pulling grapes at Napa Valley Harvest. Now the boring Q: they want to sell me an extended warranty- what did you do?

 

[Cshama]

Given my situation. Yup.

 

[WildeBill]

Never! Unless you are going to put a huge number of hours on it save your cash

 

[Bister]

I never buy extended warranty on ANYTHING and I sure wouldn't on a Roxor. You are covered for 2 years and 12,000 miles, some for 3 in certain deals. I don't even lower my deductible on my vehicle, actually on the Roxor I had it raised to $1000 deductible from $300, saved 35%. I look at all the money I save not buying anything extra and I 'self insure'. Most extra warranty isn't worth and if you try and collect, they make you jump through a bunch of hoops. Save your money.

 

[General]

All consumer advocates recommend AGAINST buying warranties or external insurance coverage except where you would be unable to cover the cost yourself, like automotive liability ($1M), homeowner's, or professional malpractice etc. If you can write the check to repair/replace it, then it's cheaper to NOT buy extra insurance. Remember, they're making money on you... Unless you're going to thrash it and are truly a non-typical customer.

 

[Wayout]

Nope


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